Sunday, October 26, 2014
Are Ghosts Real? If you don't believe in ghosts after watching this...
Are Ghosts Real? With Halloween upon us Aspen wants to let all the
children know that on Halloween there is nothing to be afraid of and
that the "ghosts" are just people in costumes. It's easy to let your
imagination get carried away with the visuals, but I assure you that
ghosts do not exist!
Edit: After viewing the video it appears
that we have ghosts caught on tape. They look and sound really spooky,
but do not seem to present any danger. Maybe these spirits are just
happy to be on camera. We may need to call in some expert ghost hunters
to find out for sure.
Tuesday, March 26, 2013
Enroll in Southwest Rapid Rewards 1,000 point bonus!
Following this link will get 1,000 points free from Southwest. As with many of these promotions it might not make you rich, but it won't hurt. Currently a roundtrip flight through Southwest is 25,000 points so this is 4% toward that goal. Currently 1,000 points is equal to $16 approximately. This is good until 4/30/13.
http://www.southwest.com/html/rapidrewards/enroll/texas-exes.html?f=zONLUTBNAD1302000zz
Friday, March 15, 2013
Grocery CashBack and Gift Cards
I absolutely love to shop at Amazon.com (this is an unpaid shout out). We are Amazon Prime subscribers and also own a Kindle Fire HD. The thing I love about Amazon is that they always have low prices, the only problem with this is that they do not participate in cashback programs (Join TopCashBack.com) or offer coupons for large percentages off your total purchases. What if I were to tell you that I am working on getting 6% off my Amazon purchases at minimal.
My Blue Cash Preferred AMEX card gets me 6% cashback on all grocery purchases throughout the year. Therefore, I can walk into my local Kroger, buy a $100 Amazon gift card and I will get $6 credited to my card. This is a fantastic deal made even better by the fact that my local Kroger also has a daily offer of 2X gas rewards on all gift card purchases. Therefore, my $100 gift card gets me $6 cashback and 200 gas points! Fuel reward points are good for .10 off per gallon of gas for every hundred points. Currently, the offer is even juicier!
Yesterday I went into Kroger and they are offering 4X fuel reward points on the purchase of a gift card! So here's what I did. Knowing that we buy from Amazon.com constantly I purchased a $250 gift card and paid with my AMEX which earns 6% cashback on grocery store purchases for a total of $15 cashback. This purchase also earned me 1,000 gas points (250 x 4) which are good for $1.00 off per gallon of gas (up to 35 gallons). Since we buy gas no matter what, this is a real savings! We will maximize this savings on all 35 gallons of fuel. So the $250 gift card - $15 cashback - $35 fuel savings basically makes the $250 gift card $200! This 4X point deal is available until the end of March and the actual points earned can be used through the end of April.
To further increase savings I will use my 5% cashback gas reward card when paying for the gas. I do not figure this savings into my actual savings because I would use this card regardless.
My Blue Cash Preferred AMEX card gets me 6% cashback on all grocery purchases throughout the year. Therefore, I can walk into my local Kroger, buy a $100 Amazon gift card and I will get $6 credited to my card. This is a fantastic deal made even better by the fact that my local Kroger also has a daily offer of 2X gas rewards on all gift card purchases. Therefore, my $100 gift card gets me $6 cashback and 200 gas points! Fuel reward points are good for .10 off per gallon of gas for every hundred points. Currently, the offer is even juicier!
Yesterday I went into Kroger and they are offering 4X fuel reward points on the purchase of a gift card! So here's what I did. Knowing that we buy from Amazon.com constantly I purchased a $250 gift card and paid with my AMEX which earns 6% cashback on grocery store purchases for a total of $15 cashback. This purchase also earned me 1,000 gas points (250 x 4) which are good for $1.00 off per gallon of gas (up to 35 gallons). Since we buy gas no matter what, this is a real savings! We will maximize this savings on all 35 gallons of fuel. So the $250 gift card - $15 cashback - $35 fuel savings basically makes the $250 gift card $200! This 4X point deal is available until the end of March and the actual points earned can be used through the end of April.
To further increase savings I will use my 5% cashback gas reward card when paying for the gas. I do not figure this savings into my actual savings because I would use this card regardless.
Value maximization and quality
"A penny saved is a penny earned", is a quote famously uttered by someone. I like to think that the geyser who wrote this was a coupon fanatic or a general deal hunter of some sort. I know that I have spent a great many hours at my laptop or cell phone pondering over the best way to make a purchase.
My goal is to always maximize fiscal value without sacrificing quality. This is a tactic that is lost on far too many people. For example, car salesmen love to ask, "How much do you have budgeted for a payment?". I imagine the reason this is a common question is because it is effective. Many people just want to know the price they pay per month and that's it. The most important thing to me is the total price I will pay as a function of the car's value. If I offer to sell you a car for $1,000 and it's worth $200, this is obviously not a great deal. When I bought my current car 18 months ago we had not been actively looking. We ended up getting our car for $4,200 even though Edmund's and all the other car buying websites put its worth at about $6,500. Even though I have driven it for over a year I am confident that I could still sell the car for 125% of the price we paid! To me it's not the price paid, but the value. The last car guy that I talked to seemed utterly confused that I just wouldn't give him the number I was trying to hit. If you bring out a late 90s Toyota my budget will be different than a late model BMW, although I want a deal on both.
My goal is to always maximize fiscal value without sacrificing quality. This is a tactic that is lost on far too many people. For example, car salesmen love to ask, "How much do you have budgeted for a payment?". I imagine the reason this is a common question is because it is effective. Many people just want to know the price they pay per month and that's it. The most important thing to me is the total price I will pay as a function of the car's value. If I offer to sell you a car for $1,000 and it's worth $200, this is obviously not a great deal. When I bought my current car 18 months ago we had not been actively looking. We ended up getting our car for $4,200 even though Edmund's and all the other car buying websites put its worth at about $6,500. Even though I have driven it for over a year I am confident that I could still sell the car for 125% of the price we paid! To me it's not the price paid, but the value. The last car guy that I talked to seemed utterly confused that I just wouldn't give him the number I was trying to hit. If you bring out a late 90s Toyota my budget will be different than a late model BMW, although I want a deal on both.
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